Terms of use


TERMS AND CONDITIONS

This site is provided by CSL Stockbrokers Limited (“CSL”). The following terms and conditions govern your access and use of CSL’s social media sites. We welcome and encourage open discussions on CSL’s social media sites – including but not limited to our blogs, Facebook, Twitter, LinkedIn (profile, pages and groups) Instagram, and look forward to receiving any comments, stories and experiences you want to share. We make reasonable efforts to monitor participation to ensure that you stay on topic, are courteous and avoid making offensive comments. Please remember that information posted on any of our social media platforms should not be considered financial advice and should not replace consultation with a professional and licensed fund/ portfolio manager. By offering this Site, no distribution or solicitation is made by CSL to any person to 
use this Site or any information or material contained herein.By entering, viewing, accessing, posting or uploading content to, downloading items from, browsing or otherwise use of this Site, you agree to be bound by these Terms and Conditions. These Terms and Conditions are subject to change from time to time. If you do not agree to these Terms and Conditions, please do not access or use this Site.


SUBMISSIONS LICENSE 
By publishing or submitting any materials to this Site, including, but not limited to, comments, messages, viewer reviews, photos, videos or questions (“Submissions”), you automatically grant CSL a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, unconditional, fully paid right and license: (a) to make, have made, use, copy, reproduce, modify, and create derivative works of your Submissions, (b) to publicly perform or display, import, broadcast, transmit, distribute (directly and indirectly through multiple tiers), license, offer to sell and sell, rent, lease, or lend copies of your Submissions (and derivative works thereof), and (c) to sublicense to third parties the foregoing rights, including the right to sublicense to further third parties. Additionally, you consent to the use of your name, statements, photographs, videos, voice recordings and likenesses for publicity purposes, as well as any other purpose associated with this Site and agree that such grant and consent is without restrictions or additional compensation or permission of any kind. Please be aware that once you post something online, there is the potential for the public to read your words, even years from now. We suggest that you exercise caution when posting on any social media site and that you never disclose personal identifiable information like your personal account number, PIN, phone number, email, address and personal financial information. CSL shall not be liable in any way for any losses or claims that arise from any confidential information posted by users on CSL Social Media.  While we make reasonable efforts to monitor and/or moderate content posted on our social media platforms, we do not moderate all comments and cannot always respond in a timely manner to online requests for information. You must comply with our Social Media Terms and Conditions. CSL does not monitor every posting of User Content on the CSL Social Media sites. We reserve the sole right to review, edit and/or delete any comments we deem inappropriate. While opinions and commentary may vary, we kindly request that all members be respectful of each other and all opinions, even in disagreement. While CSL does not generally edit or monitor content posted by non-CSL employees or other persons, CSL reserves the right to improve the experience on this social media site by prohibiting certain conduct and, at its sole discretion, removing posts. Comments including but not limited to the following are not permitted and may be deleted or edited:  

1. Harassing, threatening, unlawful, defamatory, obscene, unprofessional and abusive or disrespectful language and or material; 

2. Individual or group attacks;

3. Content that is harmful to minors, obscene, objectionable, or in violation of any Nigerian law and any other comments violating the legal rights (such as rights of privacy and publicity) of others;

4. Web sites, organizations and programs not related to or affiliated with CSL Stockbrokers Limited;

5. Chain letters or ‘spam’;

6. Impersonating any person or entity for the purpose of misleading others; or to violate any applicable laws or regulations;

7. Off-topic and redundant comments (this includes promotion of events, groups, pages);
Further, you hereby confirm that you will not: 

8. Delete any author attributions, legal notices or proprietary designations or labels in any file or content that is uploaded, posted or attached;

9. Infringe on the intellectual property, privacy, or other rights of third parties unless you own or control the rights thereto or have received all necessary consents.

10. Upload, post, email, transmit, or otherwise make available any unsolicited or unauthorized advertising or promotional materials (including sweepstakes or multi-level marketing offers)

11. Harvest or otherwise collect information about others, including e-mail addresses or provide (whether or not for a fee) to a person or entity any directory of users of this site;

12. Post or upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another's computer or property;

13. Falsify the origin or source of software or other material contained in a file that is uploaded, posted or attached.

SUBMISSIONS DISCLAIMERS 

CSL reserves the right to terminate involvement of and where possible restrict access by users who post such non-permitted content; review and/ or remove or delay submissions at any time as it deems appropriate. CSL does not guarantee the accuracy of and disclaims all liability for any and all submissions including posts made by employees, contractors or affiliates who are not authorized administrators of this site. Submissions to this site do not necessarily reflect the views or opinions of CSL. CSL does not warrant nor is responsible for the accuracy, adequacy or completeness of information or materials on this Site and disclaims liability for the errors or omissions in the materials and information. The entire risk of assessing or viewing or using this site is assumed by you. We will not be responsible for any virus or computer defect or any other problems experienced by the user in or from accessing this Site. All links to other Web sites found linked from CSL social media sites are provided as a service to readers, but such linkage does not constitute endorsement of those sites by CSL and as such we are not responsible for the content of external Web sites.  You acknowledge and agree that your conduct, and anything that you post or upload to CSL’s social media site, are your sole responsibility. CSL cannot and does not make any guarantee with respect to the accuracy, inoffensiveness, or suitability of any content that appears on any social media site.

By submitting content to any of CSL social media sites, you understand and acknowledge that this information is available to the public, and that we may use this information for internal and external promotional purposes. Please note that other participants may use your posted information beyond the control of CSL. If you do not wish to have the information you have made available via this site used, published, copied and/or reprinted, please do not post on this page.  CSL does not assume any responsibility or liability whatsoever for any posting. You agree to waive any legal or equitable rights or remedies you may have against CSL with respect to these rules, including, but not limited to, member posting, posting restrictions, deletions, or moves, and member restrictions, removals, or blocks.


RULES FOR PROMOTIONS
Any sweepstakes, contests, raffles, surveys, games, or similar promotions or programs made available through the Site may be governed by specific rules that are separate from and in addition to these Terms and Conditions. By participating in any such sweepstakes, contest, raffle, survey, game, or similar promotion, you will become subject to those rules, which may vary from these Terms and Conditions set forth herein, and which are incorporated into these Terms and Conditions. 


GOVERNING LAW AND JURISDICTION
All matters relating to the use, access and or material contained in this Site shall be governed by and construed in all respects in accordance with the laws of the Federal Republic of Nigeria. The courts of the Federal Republic of Nigeria shall have non–exclusive jurisdiction to determine any dispute between the Parties in relation to this Site.

You may reach our customer service desk at any of our branches or through our contact 
centre on: +234 1 4485420 or via e-mail at cslcervice@fcmb.com


TERMS AND CONDITIONS
This site is provided by CSL Stockbrokers Limited (
“CSL”). The following terms and
conditions govern your access and use of CSL’s soci
al media sites.
We welcome and encourage open discussions on CSL’s
social media sites – including but
not limited to our blogs, Facebook, Twitter, Linked
In (profile, pages and groups) Instagram,
and Tumblr blog and look forward to receiving any c
omments, stories and experiences you
want to share. We make reasonable efforts to monito
r participation to ensure that you stay
on topic, are courteous and avoid making offensive
comments. Please remember that
information posted on any of our social media platf
orms should not be considered financial
advice and should not replace consultation with a p
rofessional and licensed fund/ portfolio
manager. By offering this Site, no distribution or
solicitation is made by CSL to any person to
use this Site or any information or material contai
ned herein.
By entering, viewing, accessing, posting or uploadi
ng content to, downloading items from,
browsing or otherwise use of this Site, you agree t
o be bound by these Terms and
Conditions. These Terms and Conditions are subject
to change from time to time. If you do
not agree to these Terms and Conditions, please do
not access or use this Site.